Cashless Hospitalization fall under two circumstances Planned and Emergency. Pre authorization of the estimated hospital expense is a must to avail this facility. In the case of planned hospitalization or admission, you would have first consulted a doctor who in turn would have advised you on the probable date or time of hospitalization. In such a case, you are required to apply for a pre authorization to Ericson Insurance TPA Pvt. Ltd at least 3 - 4 days prior to the date of hospitalization. We suggest you to call Ericson Insurance TPA Pvt. Ltd immediately to intimate and take advice on the cashless process.